Whole Life Insurance
- Level premiums
- Level death benefit
- Cash value accumulation
- Spouse and children's rider with guaranteed conversion privilege
- Single premium, 10- or 20-year pay, life paid-up at age 65 or lifetime payment plans
- Terminal Condition Accelerated Death Benefit Rider included*
Term Life Insurance
- Affordable low premiums
- Can enhance whole life insurance
- cover certain indebtedness, such as home mortgage, credit card debt or college tuition
- 10- 20- or 30-year term, term to age 75 or 75 and Annual Renewable Term
- Guaranteed conversion privilege
- Terminal Condition Accelerated Death Benefit Rider included*
Gift of Life
- Life insurance for your children
- Term to age 23
- Only $.40 monthly per $1,000 death benefit for the full term period
- Automatic Conversion Privilege
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Disability Income Replacement
- On or off-the-job illness or injury
- Up to $2,000 monthly, tax-free income
- 6-,12- or, 18 month benefit available
- Can never be canceled as long as premiums are paid
Cancer Hospital Indemnity*
- $300.00 per-day hospital confinement benefit after 90 days
- $600 extended stay benefit after 90 days
- $2,000 first diagnosis
- $15,000 Bone marrow transplant
- Home recovery and convalescent benefit
- Family rider available
Accident Indemnity*
- On or off-the-job injury
- Two benefit levels to choose from
- Less than $1.00 a day
- Emergency treatment
- Hospital confinement (365 days per incident)
- ICU confinement
- Dislocations, eye injuries, coma, burns, lacerations, paralysis, skin grafts, fractures, and surgical procedures
- Major Diagnostic Exams
- Physical Therapy
- Prostheses
- Ambulance
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Accidental Death and Dismemberment
- $20,000, $40,000 or $60,000 death benefit
- $600 daily ICU benefit
- Daily family lodging and meals
- Family rider available
Final Expense Whole Life
- Guaranteed Level Premium
- No physical exam
- Builds cash value
- Benefits never decrease
- Designed for ages 50-80
IRA's/Annuities
- Flexible premium annuity
- Traditional and ROTH IRA's available
- $25 minimum contribution
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